Addy AI

AI agents that pre-underwrite mortgage files and chase conditions.

What is Addy AI?

Addy AI is a mortgage-lending AI platform for loan officers and processors: its agents review loan files automatically, extract income and borrower data from W-2s, 1099s, and bank statements, check applications against Fannie Mae, Freddie Mac, and non-QM guidelines, and flag missing documents. A processing checklist clears conditions in minutes, a guideline search answers program questions instantly, and a Chrome sidebar brings the assistant into your LOS and CRM. It even launched a ChatGPT app for pre-underwriting inside ChatGPT. Borrower follow-ups go out by email or phone automatically. Pricing is custom — contact sales.

Key features

  • AI loan processing checklist with auto-generated tasks
  • Guideline search across loan programs
  • Document AI for income and data extraction
  • Borrower follow-up automation
  • ChatGPT app for pre-underwriting

Pros

  • Compresses days of file review into minutes
  • Mortgage-specific AI, not generic
  • Deep LOS/CRM integration

Cons

  • Mortgage-only — useless outside lending
  • No public pricing
  • Setup and customization need technical work

Addy AI at a glance

PricingPaid
CategoryBusiness & Data
Platformsweb, chrome-extension
Official websiteaddy.com
mortgagelendingdocument-aiunderwritingloan-officers

How to choose the right Business & Data tool

With business and data tools, accuracy beats cleverness. Check which data sources and apps the tool connects to out of the box, how fresh the data is, and whether numbers can be traced back to their source — an AI summary you cannot verify is a liability in a meeting. Visualisation should match your audience: executives need clean dashboards, analysts need the ability to drill down. Security and permissions matter as soon as real company data is involved, so look for role-based access and a clear data-retention policy. Finally, test with your messiest real dataset, not the demo: tools that shine on clean sample data often stumble on the spreadsheets businesses actually keep.

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Addy AI FAQs

What is Addy AI?

Addy AI is a mortgage-lending AI platform for loan officers and processors: its agents review loan files automatically, extract income and borrower data from W-2s, 1099s, and bank statements, check applications against Fannie Mae, Freddie Mac, and non-QM guidelines, and flag missing documents. A processing checklist clears conditions in minutes, a guideline search answers program questions instantly, and a Chrome sidebar brings the assistant into your LOS and CRM. It even launched a ChatGPT app for pre-underwriting inside ChatGPT. Borrower follow-ups go out by email or phone automatically. Pricing is custom — contact sales.

What are the main features of Addy AI?

Addy AI offers AI loan processing checklist with auto-generated tasks, Guideline search across loan programs, Document AI for income and data extraction, Borrower follow-up automation and ChatGPT app for pre-underwriting.

How much does Addy AI cost?

Addy AI is a paid product. Prices and plans change over time, so check its official website for the current pricing before you buy.

What are the pros and cons of Addy AI?

Strengths of Addy AI include Compresses days of file review into minutes; Mortgage-specific AI, not generic; Deep LOS/CRM integration. On the downside, Mortgage-only — useless outside lending; No public pricing; Setup and customization need technical work.